Financing
You can create a financing plan, link it once to a budget or cost control set, and start it from a saved template or from a first country, group and source.
To create a financing plan, you need a Production licence or a running trial. As a guest, you also need the project owner to tick **Financing** for you in **Project Settings**.
Open the dialog in one of these ways:
- If no budget in the project has a plan yet, click  **New Financing Plan** in the left rail of Financing. - If the budget you are working in has no plan but another budget has one, click  **New Financing Plan** beside the plan dropdown in the left rail. - At any time, choose **Project** > **New Financing Plan** (⌘N on a Mac, Ctrl+N on Windows). - In the plan dropdown, choose **Manage Financing Plans**, then click  **Financing Plan** in **Financing Plans**.
When you open Financing, KOSMA opens the financing plan you last had open there in this project. If that plan is gone, KOSMA opens the most recently changed budget that has a plan, whether it is yours or shared with you. If no budget in the project has a plan yet, KOSMA opens **New Financing Plan** by itself.
Type a name for the plan. You can add a comment.
Under **Link budget and settings values to:**, choose the budget or cost control set the plan takes its budget values and settings from. KOSMA preselects the budget that is open. **Other Budgets** lists the other budgets of the project that you created or that are shared with you. **Cost Control Sets Based on Active Budget** lists only the cost control sets of the active budget. A budget with a cost control set is locked, but you can still choose it here.
The bar next to the grid compares the financing with what you link to: a budget's grand total (**Budget**) or a cost control set's forecast total (**Forecast**). In Budgeting, **Topsheet Info** does not let you select a plan linked to a cost control set. See [how a plan links to a budget](/kb/article/how-a-plan-links-to-a-budget).
You cannot change the link later. To switch budgets, link a copy instead, see [relink a plan to another budget](/kb/article/relink-a-plan-to-another-budget).
A budget shared with you read-only is in the list, but you cannot choose it. Under its name, KOSMA shows:
Ask its owner for editing rights to link to it.
Check the name and the link now. After **Continue**, you cannot come back to this page. To change something then, click **Cancel** and start again. Click **Continue**. KOSMA shows **Choose Template**.
Under **Template**, choose **No Template** or one of your saved templates. To save a template, to use one from a file with  **Load File**, or to remove one from the list, see [save and reuse a financing template](/kb/article/save-and-reuse-a-financing-template).
Click **Ok**. KOSMA creates the plan and opens it. With **No Template**, the plan starts with **Country 1**, **New Group** and **New Source**, starting at 0 in the linked budget's default currency. Type the name of the first country. To add more rows, see [add countries, groups and sources](/kb/article/add-countries-groups-and-sources).
**Ok** is greyed out when you cannot edit the open budget right now. This applies only when both are true:
- The new plan is linked to that budget or to one of its cost control sets. - You opened **New Financing Plan** from the left rail or the **Project** menu.
A tooltip on **Ok** gives the reason, for example when another member is editing the budget:
This budget is being edited by {name}. You can make changes when they are done.
If an existing plan is locked with **Lock**, **Ok** stays available: the lock applies only to that plan.
Your licence does not let you create a financing plan. With a Budget, Cost Control or Free licence, the button's tooltip reads:
You don't have editing access to this module with your licence. Upgrade your licence — or ask your team admin, if your licence comes from a team.
See [what your licence includes](/kb/article/what-your-licence-includes).
**If the project has no budget.** A plan needs a budget. In a project without one, the left rail of Financing shows  **Budget** instead of **New Financing Plan**. Click it to create a budget, as in [create a budget from a template](/kb/article/create-a-budget-from-a-template).
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